12 Ways to Save Money on Home Owner’s Insurance

These are economic times where everyone is looking for ways to save money. If you are a current homeowner, or planning to be one, the link below will show you 12 ways to save money on the cost of home owner’s insurance. In many parts of the country, the cost of home owner’s insurance has skyrocketed for a variety of reasons. Some things we cannot change. However, as a smart consumer, you may want to look at these tips to be sure that you are not paying too much for your insurance. This can actually come into play with mortgage qualifying as well. Lenders look at a borrower’s income capacity to support their total housing expense. Part of that housing expense includes 1/12 of the annual home owner’s insurance premium. The more expensive the insurance is, the higher the total house payment is. This also means less of your total payment can go toward actually paying your mortgage. Shop carefully, & compare quotes from reputable insurance providers. This article is supplied courtesy of the Federal Citizens Information Center.

http://www.pueblo.gsa.gov/cic_text/housing/12ways/12ways.htm